Components of interest rate are those factors which determine the rate of interest for various investments, and They include the following; Real interest rate Real interest rate is one of the components of interest rate; it is a compensation above and over-inflation that an investor wants from his money Inflation This is simply a change in the price of commodities ion an economy. Inflation reduces one’s purchasing power. Therefore, an investor will be interested in inflation for compensation in the price reduction. Liquidity premium ‘ It is compensation that a lender is going to get for investing in a business that is difficult to sell. It compensates an investor for his or her illiquidity of the kind of investment engaged in. Default risk premium This caters for the event that an investor or borrower fails to make honor the repayment of the full amount agreed when due, riskier securities have higher default risk premiums.  

Market research analyst Overview In today’s fast-paced globalisation, organisations are increasingly adopting market research as a pivotal element for understanding customer requirements (Louth, 2020). Market research is often seen as a predictive insight in many organisations. However, leading market players in the global scale have invested huge capital in market research which enables them to understand the growing consumer base quickly. Having conducted career research, I chose to pursue a market research analyst as my profession. A market research analyst is responsible for studying the market conditions and assessing potential sales from the current business models and strategies (Truity, 2020). The goal of market research analysts is to enable companies to identify, market trends such as products in demand, target customers, and the prices they are willing to pay. The market research analyst utilises data from the customer and the clients’ side to arrive at a consensus. They gather customer data, competitor data, and prepare reports of how the management can enhance their market prevalence. Having developed the product or service, the market research analyst formulates and pilots a marketing…

          Leadership in Human Services   Main models of leadership practice Leadership involves the act of creating motivation for a group of employees in the act of achieving a common goal for an organization. In this context, it involves directing the employees and colleagues with a certain strategy that meets the organization’s needs. A leader needs to have certain core values to ensure that the leadership he/she is offering meets the standards of making certain practices successful. Some vital skills that the leader ought to have included proper and effective communication, self-awareness, honesty, relationship building, innovation, just to mention a few. There ar4e various leadership models that are very explicit in leadership practices. This includes; Adaptive leadership practice; This is a practical leadership portfolio in which the leader assists the group of employees or colleagues he/she is leading to adapt to a certain situation in an organization. It emphasizes on thriving in a challenging environment but meeting the needs that the organization is requiring. It always takes a meaningful both individually and collectively process of change.…

ISSUED YANG DIBINCANGKAN OLEH TUAN ANATHAN   Lock for the doors to the rooftop at level 17 be repaired and locked at all times,key/s to be kept by port police turnstile room and engineering department. Lock for the door to the rooftop above VTMS be repaired and locked at all times.keys to be kept by port police turnstile room and engineering department. Front and backdoors to be fitted for level 12,14,15 and kept locked.keys to kept by port police turnstile room engineering dept. Cleaners to be provided a place to rest when they are not working of during their break.rather than allowing them to hang around in the office floors. Cleaning up of all the damaged items found in level 2,15,17.To be kept in a particular area. Repair all the damage lorks for the emergency fire doors that leads to the staircase at the front and back of the building. Repair all the damaged locks for the office backdoors that lead to emergency fire doors. Install exit door switch for all the office backdoors from the internal. Install the card…

Advantages Of Obtaining Landscaping Services   Owning a home is one of the greatest achievements in a person’s life. A home is a place where you can get comfort and peace after the daily hustles. However, it is essential to upgrade your home and make it a more exciting environment to reside by obtaining landscaping services. There are various types of landscaping services available today. This includes lawn mowing, landscape irrigation installation, landscape lighting systems, custom pools, water features, fountains, and tree services. Lawn mowing involves cutting down grass in a yard to an even height. Lawn mowing and maintenance play a significant role in landscaping. It makes your yard appear beautiful and healthy. Carrying out regular lawn mowing activities will also prevent pests and debris from accumulating on the grass, causing destruction. Lawn mowing activities make sure your lawn remains fresh and green. Landscape irrigation installations include drips and sprinkler systems, which help in saving water. For excellent services, it is essential to choose the right landscaping service in your area. Landscaping services have proven to be beneficial to…

  Expansion of Legalized Gambling in the US   Abstract This paper examines the expansion of legalized gambling in the US in the last two decades, including the forces behind the expansion. The general argument and finding are that the US has experienced a tremendous expansion of legal gambling activities in private and government-owned entities. Initially, only a few states with a government monopoly that offered to gamble, especially lottery services. There was a bigfederal and states governments restriction due to the negative perception of gambling from the public. However, the increased positive support from the public and state governments due to generated revenue, gambling has become legal in almost all states. The states have not only expanded in government-owned lotteries but legalized other forms such as sports betting and tribal casinos. States are generating much revenue from gambling leading to an interstate competition of the activity. Much support has come from the public that has labeled gambling as a morally right activity. Keywords: Gambling, Lottery, Casino, Expanded, Public Acceptance, Revenue                  …

The Image of God in Man   Introduction The purpose of this critique is to offer an objective and critical evaluation of Bishop Barrington C. Hibbert’s article “The Image of God in Man: A Critique of the Substantive View”. The author argues that it is essential to comprehend what it means for man to be made in God’s image as the bible teaches us. The comprehension of the notion of the Image of God is perceived in a historical and exegetical conversation to create a vivid connotation as it rests in Gen 1:7-26. This article aims to comprehend what it necessitates to be made in God’s image. The author explores three extensive outlooks of the image of God through traditional views of the substantive, the relational, and functional perspectives. Brief Summary The exceptional nature and function of human beings within the Christian theology context has been commonly comprehended via an explanatory structure. The structure seeks to express an explanation of the created character of humans, fit by the assertion that humans are in some sense different from the rest of…

Death and the King’s Horseman Based on the guidelines given by Bernhard Dernburg guidelines on effective maintenance of African colonies, it is true to say that the British in Nigeria failed. In his speech, Dernburg points out that the Africans should be allowed to maintain their organization culture and characters for as long as it did not jeopardize the maintenance of the colony[1]. Soyinka’s play opens up with the illustration of one of the cultures that the Yoruba from Nigeria honoured as a tradition. Their king dies, and as tradition, his horseman must commit suicide to accompany him to the “next world.”[2] Elesin, who is the king’s horseman, is expected to honour the tradition of his community.  He is himself ready and prepared to die as is required of him. “These must be left alone in so far as this can be done without jeopardizing the objects of colonization and the relationship of motherland and colony, “1 says Dernburg when he refers to the organization of the Africans cultures and traditions. Soyinka’s play, however, gives an example of a British…

  Expansions of the Burberry Company in Malaysia     Introduction Burberry Corporation is a British based corporation that acts as a luxury fashion house in Britain. The company is based in England and is mostly known for the manufacture and distribution of trench coats. However, other commodities dealt with by the company includes, fashion accessories, sunglasses, fragrances, ready to wear outerwear, and cosmetics. Burberry Corporation is a multinational company that started in 1856 by Thomas Burberry and initially focused on the manufacture of outdoor attire but now ventures into the production of various commodities after its reincorporation from an independent family-controlled company in 1955 (Robinson & Hsieh, 2016). Burberry has branches in about fifty-one countries worldwide, one of which is Malaysia. The literature will discuss the issues revolving around the expansion of the Burberry Corporation in Malaysia while comparing the Malaysian and British culture regarding the Burberry Corporation activities. Based on their clusters, it is quite tricky for the adjustments of the Burberry Corporation to fit into the Malaysian culture. This is because; there is a big difference in…

Dell Technology Company Dell is a technology company based in New York and was founded by Michael Dell in the early 1980s. The company began to soar up in the 1990s and is currently one of the world’s largest technological enterprises. In 2014, it was ranked position 51 in the fortune 500 lists (Werdmülle, 2018). Dell company has set up its vision, mission and organizational structure. All of these are a vital part of the company’s growth and success. Along with other development strategies, these components reinforce the validness and potency of the corporation. By delivering its quality services to its target market, it continues to uphold its influence in the technology industry. The company’s mission prioritizes in delivering the most desirable customer experience by providing to high quality, tried and authentic products. It ensures that its customers get maximal encounter while using their products (Larsen, 2017). This culture helps the company maintain its continuity by keeping its customers and distinguishes it from all other competitors. The company’s mission affirms the role of its employees and the management in exceeding…