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Components of Medicare and Medicaid

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Components of Medicare and Medicaid

The component of Medicare involves four-parts. These include part A, which entails the hospital or inpatients benefits, part B that covers medical or outpatients benefits, part C, which entails the alternative routes to receive supplemental benefits, and part D that entails prescriptions medications. The Medicaid program focuses on components such as social security, aiming to pay for medical assistance for those with low-income earners individual.

Patients covered gaps for Medicare and Medicaid

The Medicare programs cover several critical patient gaps that include routine dental care, hearing, eyeglasses, and those lacking cost coverage of long-term support services. The hospital benefits and insurance cover the inpatient hospital care, home health care, surgery, skilled nursing facility, and lab tests. The patients covered by the Medicare program are required to purchase supplemental insurance to cover gaps (Centers for Medicare & Medicaid Services, 2016). The Medicare program does not cover expenses for those who do not live independently despite having acute conditions that require medical attention. The state’s Medicaid program covers family planning, transportation of ambulance, dental care visits, doctor visits, and emergency room. The patients that are eligible for Medicaid get their premium through Medicare prescription plan (part D).

The relevance of the social security program

The social security program has positive effects on working Americans, dependents, survivors of deceases and disabled Americans. It has promoted income stability among households in the United States; thus, I support this program since it maintains the healthcare of many American citizens. However, the social security program requires drastic changes through adjusting ages, amount of premium paid and changing eligibility for those with high income in retirements. The program benefits should pay on a full-time basis and runs until 2037. After this period, the reserves are depleted, and taxes for scheduled benefits should be sufficient. The congress of the social security program needs to change revenue sources and schedule benefits for future benefits.

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