Divine Professional Services
1. What are Notary Services?
KW: Notary Services
KW: Mobile Notary
Notary services are defined as those services that a notary public commissioned by the State renders. A notary is a public officer who is appointed by the state government to serve as a public officer of integrity, being an impartial witness in official fraud-deterrent acts pertaining to the signing of important documents. In offering Notary services, a notary attests or certifies official writings to authenticate protests, deeds, affidavits, jurats, oaths, acknowledgments, depositions, amongst others in their offices or via mobile notary services.
Divine Professional Services has highly qualified professionals who offer high-quality services in the real estate industry, assisting with notary services, loan document signing, and risk management. We pride ourselves in providing the best notary help in a friendly and fast way, which entails having a mobile notary service available to serve you at your convenience. This service continues to be highly sought after.
In offering mobile notary services, we visit your office, hotel room, home, hospital room, or jail cell at an extra fee in addition to the notarization fees as allowed by the State. Divine professionals understand that documents, especially the Notarized documents, can be confusing, and we, therefore, take it upon ourselves to help our clients out in any way possible. The incredible thing is that you can call to enquire about any of our services before scheduling a meeting with us via 562-548-0860 or email us on info@divineproservice.com.
2. What is the Process of Becoming a Certified Notary?
KW: Notary Services
KW: Certified Notary
Divine Professional Services has focused its notary services to the real estate area, handling refinancing, home sales, and other documents in this sector, helping you take the uncertainty and guesswork out of the process. The Notary services offered may include being the bridge between you and the seller or buyer, protect you during the home purchase deal for a smooth transaction, and ensure that all paperwork related to the transaction are appropriately filed. The lender and the borrower cannot complete a real estate transaction without engaging the services of a certified notary professional.
For you to be a certified notary in California, you need to meet the following requirements:
- A person has to be a legal citizen of California.
- Be over 18 years of age. The statute does not set the maximum age limit.
- Completed a Secretary of State approved course (a six-hour course).
- Pass a prescribed, written exam by the Secretary of State, with a score of at least 70.
- Pass a background check by the Justice Department of California and by the FBI.
Upon sailing through all the above stages successfully, you will receive a notary public commission packet from the Secretary of State. The letter contains a cover letter that has filing instructions, a Certificate of Filing and two Notary Public Oath forms, a notary public commission certificate, a list of Authorized Manufacturers of Notary Public Seals, and a Certificate of Authorization to Manufacture Notary Public Seals.
You are then required to purchase a $15,000 surety bond and file it together with an Oath of Office with the country clerk’s office within thirty calendar days in the county where you will have your principal place of business. The final stage is the purchase of a notary seal and journal, and you will be ready to start offering notary services. The commissions California notaries public and the California Secretary of State appoints the notaries’ public and maintains a database of all active notaries.
3. Is Divine Professional Services a Certified Loan Signing Agent?
KW: Signing Agent Services
KW: Certified Loan Signing Agent
If you wonder if there is a difference between a certified notary public and a certified loan signing agent, there is. While a notary public only witnesses signatures and charges for every signature witnessed, A loan signing agent witnesses the signatures and is also knowledgeable in walking a borrower through the entire loan signing process and does not charge per signature.
They are supposed to remain an impartial 3rd party to the loan transaction while adhering to the notary laws. They are not permitted to alter the documents in any way but ensure the borrowers and lenders follow all protocol in the transaction and append their signatures and initials on all documents.
To become a certified loan signing agent in California, you must first be an appointed notary public. They then sit a Certified Loan Signing Agent Course, that does not necessarily require that you take a loan signing course, but should be knowledgeable of the loan process. However, even though the State does not require the course, some institutions like networks od notaries or banks may value it. So, your taking on the course may depend on the client you target to offer signing agent services to.
For one to offer loan signing agent services, one must be a notary public because a loan document requires a notary acknowledgment, which only a commissioned notary public can perform. Divine Professional Services is a certified loan signing agent, with experienced professionals to provide a loan document signing service that is effective and seamless. This, together with its notary services, gives us the ability to meet our clients’ versatile needs.
Signing agents are hired by escrow companies, title companies, mortgage companies, and signing service companies to:
- Identify loan documents
- Obtain the necessary signatures of the loan document.
- Deliver documents to the borrower (sometimes).
In our line of work as loan signing agents in the real estate sector, we are often required to certify transactions like new home loans, closing contacts, refinancing, reverse mortgages, and property transfers.
4. How do I Find a Notary Near Me?
KW: Loan Document Services
KW: Certified Notary Near Me
When looking for Notary for loan document services, you need someone whose experience and knowledge goes beyond just notarizing documents. To feel well-serviced and at ease through the process, you need someone with a proper understanding of the entire loan process, and one that can make the whole loan signing process a pleasant one. If you are not sure how to find loan document services near you, a simple google search on “certified notary near me” city, county, or state would be a great place to get started.
Also, the American Association of Notaries has a notary locator per State, answering that “certified notary near me” question better. This is the easiest way for you to find a loan document services agent or a notary near you, not just in California but entire America. One can provide these professional services and is willing to meet you in your office or home if you cannot make it to visit their offices. Divine Professional Services offers mobile services to serve you effectively from any part of California; be it Long Beach, Los Angeles, Perris, Riverside, Pico Rivera, Wrigley Long Beach, and Leimert Park, we got you!
As a lending institution, a bank cannot sign and notarize their mortgage and loan documents since they have a financial interest in the mortgage transaction. They need a 3d party who is independent and neutral to handle the loan document services and avoid fraudulent activity. Notary signing does not allow e-signings because:
- Identity verification in person is required as per the PATRIOT Act.
- Notarized documents require wet and not digital signatures.
- The borrower needs someone to make them understand what they are signing and how to remove confusion.
This notary loan signing industry keeps growing to meet the high demand of the housing market that keeps on expanding. As long as houses keep getting built and people taking loans on them, there will always be a demand for notary loan signing services.
5. Divine Professional Services, Your Risk Management Partner
KW: Real Estate Consultant
KW: Risk Management
A real estate consultant has a primary responsibility of providing financial and investment assistance to clients through the process of selling or purchasing, helping them achieve their goals. Through research and analysis, a real estate consultant explores property viability and advises their client, who can include business owners, 3rd party investors like credit unions and banks, financial lenders, and construction companies accordingly. The consultant will disclose important information that an agent would not share with the buyer.
A real estate consultant can also offer additional services like asset management, lease management, and market modeling/analysis. They are not involved in the property sale, and cannot replace a real estate agent or broke in the actual property sale transaction. Their main role is to help customers through the sell/buy process and help them meet their objectives by offering an unbiased expert opinion in a timely and cost-effective way, on whether that particular real estate investment is a solid financial decision. Their role does not cross over to the notary services.
Divine Professional Services will take over from the point where a real estate consultant stops, take over and help the client through the specific sale/buy transaction that they settled on through the guidance of a real estate consultant. We aim to take the stress and anxiety off the hands of the real estate agent, to handle all the necessary paperwork and risk management, so the agent can focus on closing the sale.
A notarized document confirms that the participants in the land or house deal are real, not fake or under duress, ensures proper execution of the contract, playing the role of fraud and risk management. With our extensive knowledge in the real estate industry, we are able to resolve loan signing requests efficiently and with speed, taking the client through the signing process to avoid any errors that may cause a delay in their loan application and avoid risks associated with loan delay.